As a business owner, you care about your employees and want to do what’s right. Workers’ compensation insurance helps protect both your team and your company when workplace injuries happen.
At Keisler Insurance Group, we simplify the process of securing the right coverage—so you can stay focused on running your business with peace of mind. We work with over 20 trusted insurance carriers to find the best coverage options at the best rates for businesses.
Protect your team—and your business.
Call (803) 521-0807 or contact us online to explore workers compensation insurance options today.
What Is Workers’ Compensation Insurance?
Workers’ comp insurance provides benefits to employees who suffer job-related injuries or illnesses. And, it protects your business from potential lawsuits related to workplace accidents.
What Does Workers’ Comp Insurance Cover?
A workers’ compensation policy typically includes:
● Medical expenses: Doctor visits, hospital stays, prescriptions, and ongoing treatment
● Lost wages: Partial income replacement while an employee recovers
● Disability benefits: Compensation for temporary or permanent disability caused by a job-related incident
● Rehabilitation services: Physical therapy or vocational training to help employees return to work
● Death benefits: Financial support and funeral expenses for the family of a deceased worker
Who Needs Workers’ Compensation Insurance?
You are required to carry workers’ comp insurance in South Carolina if you have four or more employees. This applies whether the workers are full-time, part-time, or seasonal.
You also need coverage if you:
● Operate in high-risk industries: Construction, manufacturing, healthcare, food service, or logistics
● Employ family members or corporate officers: Unless specifically exempt under state law
● Want to comply with state law: South Carolina’s Workers’ Compensation Act imposes penalties on noncompliant employers
● Value employee safety: Workers’ comp provides a safety net for your team and reduces the risk of costly lawsuits
Why Choose Keisler Insurance Group?
● Access to 20+ top-rated insurance carriers: We shop the market for the best rates and coverage
● Local expertise: Our agents understand South Carolina laws and workers’ comp requirements
● Customized policies: We tailor coverage to fit your business, industry, and workforce size
● Personal service: You’ll work with a dedicated agent who knows your business and responds quickly to your needs
Trusted by Business Owners
“Jon has helped me with all of my insurance needs for personal and business. Best around!” –PHT Inspections
Get a Quote for Workers’ Compensation Insurance Today
Protect your employees. Protect your business. Contact Keisler Insurance Group to get a free quote for workers’ compensation insurance. Our experienced agents will help you find a policy that meets South Carolina’s legal requirements and supports your team.