At Keisler Insurance Group, we know how important it is to protect your business without wasting time or overspending on coverage you don’t need. A business owners policy, or BOP, offers a simple way to combine property and liability insurance in one convenient plan.
Based in Columbia, South Carolina, our team works with more than 20 trusted insurance carriers to match you with the right coverage at the right price. Whether you own a retail store in the Vista, run a small service business in Forest Acres, or manage an office near downtown, we can help you find the protection that fits.
Looking for affordable bundled coverage tailored to your small or mid-sized business?
Call (803) 521-0807 or request a quote to explore your BOP insurance options today.
What Is BOP Insurance
A business owners policy combines two essential coverages: general liability insurance and commercial property insurance. This type of insurance was designed for small and mid-sized businesses looking for comprehensive protection without juggling multiple policies.
Typical BOP coverage includes:
- General Liability Insurance: Covers injuries, property damage, and lawsuits involving third parties
- Commercial Property Insurance: Protects your business location, furniture, equipment, and inventory
- Business Interruption Insurance: Helps replace lost income and cover expenses if your business has to temporarily close
Optional coverages can be added to your BOP to address specific risks, such as cyber threats, equipment breakdowns, or crime-related losses.
Who Should Consider a BOP?
Many Columbia SC business owners can benefit from a business owners policy, including:
- Retail shops in Five Points or Harbison
- Independent contractors operating across Lexington and Richland counties
- Professional service providers like consultants, accountants, or therapists
- Small restaurant and food service businesses
- Home-based businesses with client interaction or valuable inventory
If your business owns property, works with the public, or could be financially impacted by a disruption, a BOP is a smart choice.
Why Work with Keisler Insurance Group
As an independent agency, we’re not limited to one carrier. We make coverage decisions based on what’s best for your business, not ours.
- Local agency based in Columbia SC
- Access to over 20 leading insurance carriers
- Coverage tailored to your business size and industry
- Transparent advice from agents who live and work in your community
- Quick quotes, clear answers, and dependable claims service
We’ve helped many businesses throughout the Midlands secure coverage that fits their needs and budget. Our goal is to protect your business like it’s our own.
Additional Coverages You May Need
A BOP is a strong foundation, but it may not cover every risk your business faces. We can help you bundle your policy with:
- Workers Compensation Insurance
- Commercial Auto Insurance
- Cyber Liability Insurance
- Professional Liability Insurance
- Commercial Umbrella Coverage
Many Columbia business owners save money and simplify their insurance by bundling all their coverage through one trusted agency.
What Our Clients Say
“Gena is always quick to respond and gets me the best rates out there!” –Susan W.
Get a Quote for BOP Insurance Today
Whether you’re opening your first storefront or expanding an established business in Columbia SC, Keisler Insurance Group makes it easy to get the right protection.
Call (803) 521-0807 or request your BOP insurance quote online, today.