You put time, money, and trust into the products you sell. But if someone claims that a product you made, sold, or distributed caused harm, your business could face serious legal and financial consequences.
Products liability insurance helps protect your company against claims of bodily injury, property damage, or other losses allegedly caused by your products. For small businesses especially, this coverage can mean the difference between a costly legal battle and continuing to grow with confidence.
Get protection today. Call (803) 521-0807 or contact us online for your quote.
Who Needs This Type of Coverage?
You don’t have to be a manufacturer to be at risk. This policy is critical for:
- Small businesses that sell products online or in-store
- Private label brands, resellers, or drop shippers
- Importers and distributors
- Food, beverage, supplement, or cosmetic companies
- Makers of children’s products, tools, or electronics
If you sell a physical product, there’s always a chance someone could claim it caused harm.
Product liability insurance helps cover the costs of defending your company and resolving those claims.
Real Protection for Real Problems
A comprehensive product liability insurance policy may help cover:
- Injuries caused by design flaws or manufacturing defects
- Illness or allergic reactions related to consumable goods
- Property damage caused by faulty or misused products
- Legal defense costs, court fees, and settlements
- Claims filed long after the sale
Even if your product is carefully made and fully compliant, unexpected claims can still arise. This coverage helps ensure one mistake doesn’t threaten your entire operation.
Insurance Solutions Built for Businesses
At Keisler Insurance Group, we help businesses in Columbia and throughout South Carolina build protection tailored to their products, budget, and level of risk. As an independent insurance agency with access to over 20 top-rated carriers, we can compare multiple product liability insurance policies to find the best match for your needs.
Our team will help you:
- Understand risk based on your product type and distribution model
- Meet contractual or retail insurance requirements
- Balance affordability with comprehensive protection
- Adjust coverage as your business grows
Product liability insurance can often be added to a general liability policy, but in some cases, a separate policy or endorsement is recommended based on your product type and risk level.
Insurance Solutions Backed by Choice, Experience, and Support
We’re not just here to sell you a policy. We’re here to make sure it fits and to support you when you need it most.
Business owners choose us because we offer:
- Coverage options from trusted national and specialty insurers
- Local service and real support when questions or claims come up
- A proactive approach to helping you manage product risk
- Smart support from people who know business
Request a Quote for Products Liability Insurance
If your business sells physical products, you can’t afford to leave liability to chance. Let Keisler Insurance Group help you find the right products liability insurance to protect what you’ve built.
Ready to protect your business? Call (803) 521-0807 or message us online for a quote.