Whether you’re bidding on a project, applying for a license, or meeting industry requirements, many businesses need insurance bonds to stay compliant and competitive. At Keisler Insurance Group, we offer reliable bonding solutions designed to support your operations and protect your clients.
From surety bonds for contractors to fidelity bonds that guard against employee dishonesty, we help South Carolina businesses secure the right coverage with expert guidance and fast, responsive service.
Call (803) 521-0807 or contact us online to get bonded today.
Surety Bonds: Guaranteeing Performance and Compliance
Surety bonds are the most widely required type of business bond. They create a three-party agreement between:
- The principal (your business)
- The obligee (the entity requiring the bond, such as a government agency or project owner)
- The surety (the company that backs the bond)
Surety bonds guarantee that your business will meet specific contractual or regulatory obligations. If your business fails to perform, the surety may pay the obligee and then seek reimbursement from you.
We issue a variety of business-focused surety bonds, including:
- Bid Bonds: Assure project owners that your bid is serious and you’ll provide required performance and payment bonds
- Performance Bonds: Guarantee that contracted work will be completed to specifications
- Payment Bonds: Protect subcontractors and suppliers by ensuring they are paid
- License and Permit Bonds: Required by many state and local agencies for contractors, auto dealers, mortgage brokers, and other professionals
- Maintenance Bonds: Provide protection after a project is completed, typically covering workmanship or materials for a defined period
State-Specific Bond Requirements in South Carolina
In addition to the standard surety bonds listed above, many South Carolina industries have specific bonding requirements tied to licensing and registration. These requirements are set by the South Carolina Department of Labor, Licensing and Regulation (LLR) and other state agencies. Common examples include:
- General and Mechanical Contractors – Required to post a surety bond in lieu of submitting audited financials. Bond amounts range from $20,000 to $350,000, depending on the license group.
- Residential Builders and Specialty Contractors – Must provide a $15,000 or $10,000 bond to obtain or maintain a license.
- Mortgage Brokers – Required to carry a $25,000 to $55,000 bond, depending on loan volume.
- Auto Dealers and Insurance Brokers – Must post a $10,000 to $15,000 bond as part of state licensing requirements.
- Pawnbrokers – Must maintain a $15,000 bond to comply with South Carolina’s Pawnbroker Act.
Keisler Insurance Group stays up to date on South Carolina licensing laws and bond requirements, so you don’t have to. We’ll handle the details and make sure your business stays compliant.
Fidelity Bonds: Internal Protection From Employee Dishonesty
Fidelity bonds help protect your business from internal risks, such as theft, fraud, or dishonest acts committed by employees.
These are especially important for businesses that:
- Handle cash or client funds
- Access sensitive financial or personal data
- Operate on client property or in customer homes and offices
Industries that commonly use fidelity bonds include janitorial services, real estate, financial services, and nonprofits. In many cases, having a fidelity bond can also strengthen client trust and make your business more competitive.
Specialty Business Bonds
We also provide a variety of specialized commercial bonds that support unique industries and business models, including:
- Business Service Bonds: Protect your clients when employees perform services on-site
- Utility Bonds: Guarantee timely payment of utility bills for commercial accounts
- Lost Instrument Bonds: Help resolve lost business-related financial documents such as stock certificates
If your licensing board, municipality, or client requires a specific type of business-related bond, we’re ready to help you meet that obligation with confidence.
Why Choose Keisler Insurance Group?
Keisler Insurance Group is a trusted local agency based in Columbia, South Carolina. We understand the demands businesses face when it comes to compliance, timelines, and protecting client relationships. Our team makes the bonding process clear, fast, and reliable.
Here’s what you can expect:
- Access to a network of top-rated carriers
- Guidance tailored to your business type, industry, and credit standing
- Help completing applications and understanding documentation
- Clear answers and timely service from a responsive local team
Whether you need a single bond or ongoing support for multiple projects, we’re here to support your success.
Request a Bond Quote Today
Keisler Insurance Group makes it easy to meet bonding requirements for licenses, construction projects, and client contracts. We work with multiple surety companies to find the right solution for your business and guide you every step of the way.
Call (803) 521-0807 or contact us online to request your bond quote today.